Tag Archives: Indianapolis bail bondsmen

Will Posting Bail Hurt My Credit Score?

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When a person is arrested on moderate to serious criminal charges, it can take some time for a judge to set their bail. But in most states, minor infractions and misdemeanors generally have set bail amounts that are automatically assigned depending on the charges. This allows a person to post bail within hours of being arrested. Once they are processed into the jail’s database, it is time for them to make that dreaded phone call that no one wants to make or get: the call to get bailed out of jail.

Whether a person is having a loved one co-sign for their bail bond, paying the entire bond amount, or posting their own bail, they always have questions. And one of the most common questions has to do with credit scores. Almost everyone wants to know if posting bail will negatively affect their credit score. Continue reading to learn the facts.

Bail Bonds and Credit Scores

Co-signing for a bail bond, or posting bail in general, will not negatively affect a person’s credit score. It simply cannot. However, the means by which you pay for posting bail can. For instance, if you max out a credit card to pay the entire bond amount for a release from jail, and then your payments are delinquent, it will impact your credit score. Also, if you put up collateral (such as your house) and then violate the bond agreement, you could risk losing your asset and be forced to file for bankruptcy.

Most often, a person’s credit score is affected by bail bonds when they are unable to pay the bail bond agency and then sent to collections. If you are worried about your credit score, but need to bail a loved one out of jail, talk to a trusted bail bond company in the same county. They will educate you on the truth about bail bonds and credit scores, and perhaps work with your budget to obtain a safe and secure release from jail.

Hamilton County Bail Bonds

Hamilton County Bail Bonds

Hamilton County Bail Bonds 317-919-2489

Call Uptown Bail Bonds at 317-919-2489 for prompt and professional bail bond services in Hamilton County, Indiana. We are friendly, compassionate, and experienced Indianapolis bail bondsmen that can get you out of Hamilton County Jail at a moments’ notice. That’s because we offer emergency bail bonds 24 hours a day and 7 days a week. Call 317-919-2489 when you need Hamilton County bail bonds, fast.

3 Qualities to Look for in a Reliable Bail Bond Company

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When you have the responsibility of getting a friend or loved one out of jail after they have been arrested, it is important to find the right resource for the job. In almost all cases, using a bail bond is the fastest, easiest, and most secure method to obtaining a person’s release from jail in local counties.

Since bail bond services are very common, you are likely to find a handfuls of companies offering bail bonds, but beware! Not all bail bondsmen are reliable or even licensed! There are certain qualities you must look for in a bail bond company to weed out all the unreliable businesses. When starting out your search, be sure to look for these top three qualities in a bail bond company before using their services to get a friend or loved one out of jail.

Experience

Extensive experience is a must when choosing a reliable bail bond company. Experience shows that a company is well-established and not a fly-by-the-night business. It also shows that they are trained and well-versed in everything there is to know within the industry. On top of longevity and knowledge, experience often gives local bail bond companies an advantage because they have long-standing relationships with the local jails and courthouses. This can aid in the speediness of a person’s release from incarceration. A well-established and respectable company should have at least ten years’ experience in the same county.

Licensing

Never use a bail bondsman or company that cannot show proof of licensing. There are crooks out there that will promise bail bond services, take your money, and never be heard of again. Also, licensing is important in order to run a legitimate bail bond business. Without proper licensing, it is not legal for bail bond companies to do business.

Customer Services

On top of bail bonds, a reliable company will offer a variety of customer services and conveniences. Services such as notary services, various bond services, emergency bail bonds, and more are a good start; while customer conveniences could include services like free jail pickup and drop-off services, complimentary inmate lookup, free jail address information, 24 hour service, and more. These extras are a great indication that a company is serious and proficient at what they do.

Hamilton County Bail Bond Services

Bail Bonds Boone County Indiana

Bail Bonds Boone County Indiana 317-919-2489

Call Uptown Bail Bonds at 317-919-2489 to get out of jail in Hamilton County, Indiana. We offer a wide variety of bail bond services, 24 hours a day and 7 days a week! We are licensed and insured Indianapolis bail bondsmen with decades of experience in the indemnity industry. Call 317-919-2489 for superior Hamilton County bail bond services you can trust!